About Florida Surety Bonds
Serving our clients is the heart of our work
FSB Mission:
Before we throw a slogan at you, let’s think about Florida Surety Bonds’ customers. Almost all of our customers are small businesses with somewhere between a handful of employees to a hundred or more. When you hear politicians saying “small business is the backbone of our economy”, they are talking about 99% of our customers. In reality, countless families depend on the jobs created by our customers and, over the years, the agents and employees at Florida Surety Bonds have helped create jobs at our customer’s companies by helping our customers grow their businesses through access to surety credit, the good counsel of surety bond agents, and the dedicated service of our customer service team. That’s something to be proud of.
We are mindful of what is at stake for our customers when they put their faith in us to provide timely bond programs
Most of our customers need bonds that guarantee performance of contracts of one sort or another. Many of them are construction companies that require performance and payment bonds to guarantee that our collective funds are spent more efficiently on public construction projects. All of our customers are accustomed to dealing with contracts that declare “time is of the essence”. That magic legal phrase means they must get the job done on time or else! Or else what? Most of our customers are personally guaranteeing the contracts that we write bonds for too. Our customers stand to lose their livelihood and savings if they don’t perform! It’s no wonder why their surety relationship and the level of service we provide are so very personal to them.
At FSB we are mindful of what is at stake for our customers and their employees when they put their faith in us to timely provide bond programs and the bonds needed to keep their businesses thriving. We are also mindful that human connection is of the essence, because there is no sense in rushing headlong into the future for the sake of time if we lose all of our humanity in the process. We aim to be friendly and caring in our service to our customers and in our relationships with our fellow employees at FSB. Afterall, no one cares how much you know until they know how much you care.
Our Why:
Our purpose is steadfast in promoting our clients’ growth and protecting their interests through bonded work, unmatched counsel and excellent service.
As an independently-owned business that values our people and their families, providing superior service and solutions to our clients’ businesses, and all who depend on them, is what fuels us.
- Expert Underwriting Insight
We know how to present your business in the best possible light — helping you qualify for higher bonding limits and better terms. - Customized Growth Strategies
We don’t just get you bonded — we help you grow with strategic bonding programs that scale with your business. - Construction-Focused Bonding Expertise
With deep roots in the construction industry, we understand the unique challenges contractors face — and how to overcome them. - Fast Turnarounds, No Red Tape
Get bonded quickly without drowning in paperwork. We streamline the process so you can focus on building. - Direct Access to Decision Makers
No call centers or layers of reps — just experienced surety professionals ready to solve problems and move deals forward. - Strong Carrier Relationships
We leverage long-standing relationships with top-tier surety markets to secure the best terms for our clients. - Long-Term Partnership Approach
We’re in it for the long haul. Our goal is to be your trusted advisor — not just a transactional bond provider.
Our Values
Every client is worthy of respect. It's that simple.
1
Excellence
Excellent service and unmatched counsel is the heart of our business.
2
Integrity
Integrity is the foundation on which our clients, sureties and staff build trust. Integrity takes courage and our team is full of courage.
3
Advocacy
We know what’s at stake for our clients, their employees and their families. Our purpose is steadfast in promoting their growth and protecting their interests. We are deeply dedicated to advocating on behalf of our clients, and all who depend on them, by arming their team with the tools, development, counsel and bonding solutions to succeed.
4
Resourcefulness
Our expertise, persistence, creative solutions and connections help our team overcome and resolve challenges for our clients. Our team has grit, and we recognize opportunity, even when it is camouflaged by a thicket of challenges.
5
Dignity
Every client and team member is worthy of respect. It’s that simple
Our professionally licensed staff
is committed to providing fast, friendly
surety bonding services.
Jeff Reich
Susan Reich
Kim Niv
Bob O'Linn
Sarah O'Linn
Sonja Harris
Nathan Reich
Cheryl Foley
Emily Golecki
- Work as a team with your CPA, attorney, and banker
- Provide you with confidential, surety backup services
- Provide you with confidential, surety backup services
What We Do Everyday
- Increase your single job size
- Expand your bonding work program
- Reduce your bonding rate
- Improve your service
- Negotiate the best overall bond programs for you
Education & Development
The most successful people learn something new each day. We stay on top of the latest industry news, laws & statutes and opportunities so we can cultivate our client’s growth in an ever evolving industry. We’ve invested in a rigorous construction seminar schedule for our clients to help them avoid the industry pitfalls and better protect their businesses, people and reputation. These seminars are a complimentary part of our service to you.
Connecting clients with strong industry partnerships
We know its hard to find good construction experts you can trust, which is why we value our strong relationships with our construction CPAs, attorneys, banks and more. We only recommend professionals we’ve worked with or who clients have recommended.
Our goal is to get you bonded or pre-qualified for bonding as quickly as possible
Human connection is of the essence, because there is no sense in rushing headlong into the future for the sake of time if we lose all of our humanity in the process. We aim to be friendly and caring in our service to our customers and in our relationships with our fellow employees at Florida Surety Bonds. Afterall, no one cares how much you know until they know how much you care.
News & Insight
Explore the latest insights and developments with Florida Surety Bonds
Get started with your Surety Bond.
For start-ups, design-build, small and large contractors, all we do is bonding. Let us know how we can help you.
